Deposit guarantee

De Nederlandsche Bank is responsible for the implementation of the deposit guarantee on Bonaire, St. Eustatius and Saba. Other tasks of De Nederlandsche Bank in the Caribbean Netherlands are payment transactions and the supervision of financial undertakings that are active in the Caribbean Netherlands.

Deposit guarantee

De Nederlandsche Bank (DNB) implements the Deposit Guarantee Scheme for the Caribbean Netherlands. A deposit guarantee is a free protection where a bank’s customers’ deposits or savings are automatically protected up to a maximum of USD 10,000 if something happens to a bank.

In a general sense, inhabitants (‘residents’) of the Public Entities Bonaire, St. Eustatius and Saba are protected by the deposit guarantee for the money they keep with banks licensed by De Nederlandsche Bank to operate on these islands. A deposit is money kept in bank accounts such as payment accounts, savings accounts and time deposits. If a bank that falls under the protective working of the deposit guarantee goes bankrupt, De Nederlandsche Bank will offer compensation to the account holders who are eligible for a deposit guarantee.

There are two important rules to remember about the coverage limit of the deposit guarantee:

  1. The protection applies per person or company; not per account
  2. The protection applies per bank (with a licence from De Nederlandsche Bank)

More information

If you have further questions about the deposit guarantee for Caribbean Netherlands or need more information, you can email or call De Nederlandsche Bank’s Information Desk (in Dutch and English). Consumers, banks and other institutions can use the contact details below to reach the Information Desk.



The Information Desk is located in Amsterdam, the Netherlands. From the Caribbean Netherlands you can call +31 20 524 91 11 (international number). The Information Desk can be reached on business days between 9.00 a.m. and 5.00 p.m. (Central European Time/Central European Summer Time).