Planning to study in the Netherlands? Arrange your health insurance on time!
Are you a student from Bonaire, Sint Eustatius, or Saba (Caribbean Netherlands) and planning to study in the Netherlands? Make sure to arrange your health insurance (zorgverzekering) before departure. Most students are required to take out basic health insurance. Important: as soon as you deregister from the population register on the islands, you will no longer be insured via ZJCN.
Why do you need health insurance?
- Avoid high costs: Without health insurance, you risk high healthcare expenses. Healthcare in the Netherlands is more expensive than on the islands.
- Avoid fines: If you are required to have basic health insurance (basiszorgverzekering) and fail to take one out, you will receive a fine. The CAK monitors this. Ensure that you comply with the regulations.
More explanation and background information can be found in this video.
Which situation applies to me?
How do I arrange my health insurance?
Before departure:
- Arrange bridging insurance. ZJCN recommends that students take out the Masterplan+ insurance from Insure2Study. As soon as you deregister from the population register in Bonaire, Sint Eustatius, or Saba, you will no longer be insured via ZJCN.
After arrival:
- Register with the municipality within five days of arrival. This applies to all students staying in the Netherlands for longer than eight months.
- Apply for basic health insurance as soon as possible with a Dutch insurer.
Important tips
- Need help? Get support from TuranGoeloe. They can assist with arranging your health insurance and other administrative tasks. If you have specific questions about health insurance, contact Zorgverzekeringslijn.
- Register with the municipality: Ensure that you register immediately upon arrival in the municipality where you will live.
- Open a Dutch bank account: You need one to take out health insurance. You can do this immediately after registering with your municipality.
- Healthcare allowance (zorgtoeslag): If you have basic health insurance, you may be eligible for healthcare allowance, which can significantly lower your monthly costs. Check your eligibility at toeslagen.nl.
- Do not simply choose the cheapest insurance: Make sure you are well insured for your personal situation. A cheap policy may be more expensive if essential healthcare is not covered or if you choose a high deductible. This can have significant financial consequences for you or your parents/guardians.
Contact information
For questions, doubts, or support, you can contact:
Arrange everything on time and start your studies in the Netherlands without worries!